Apply for your perfect mortgage.
Buying a home is a big deal, especially if you’ve never been through the process before.
It’s natural to feel some first-time jitters… But letting that pressure get to you means you could get stuck with the wrong loan.
Your best weapon: knowledge.
We’ll not only help you get a loan — but we’ll educate you on both the what and why of the entire home-buying process.
Ready to be a smart home buyer?
Ready to find your new home? Let’s talk loans.
What to expect during our first meeting
After you submit your online application, we’ll reach out to schedule a 60-minute “hopes and dreams” meeting. During that meeting, we’ll…
Find out why you’re buying and what your goals are
Share the 12 steps of the home buying process
Go over your custom mortgage options report
Provide a
pre-qualification letter
Call your agent together to keep the process moving forward
Do you have your documents ready?
Here’s what you’ll need. (We may need more, but this is a solid start!)
A copy of your driver’s license
Contact info for your homeowners insurance agent
Your most recent…
30 days of pay stubs
Two months of bank statements
Two years of W-2 forms (each applicant)
Two months (or the most recent quarter) of 401K/retirement and investment fund statements
Two years of individual federal income tax returns
Two years of business federal income tax returns and K-1 forms, if you’re self-employed
Our mortgage-ready roadmap
Hop in and follow our simple process — we’ve been down this road before.
Apply smart
At our first meeting, we’ll discuss your goals, go over your custom mortgage options report, and get you a pre-qualification letter to start shopping.
Buy smart
We’ll catch up weekly throughout the approval and closing process to answer your questions and keep everything going smoothly.
Stay smart
Once you’ve moved into your new home, we’ll stay in touch with the insights you need to be the smartest homeowner on the block.
Bird’s-eye view:
The home-buying process
Application + documentation
Prequalification
Shop!
Financing and locking in your rate
Mortgage processing
Appraisal
Home inspection
Homeowners insurance
Mortgage underwriting
Full approval
Closing - time to celebrate!
Here’s what’s ahead.
Why The Mortgage Classroom is different
Let’s be honest: Just about any broker can help you get a mortgage, as long as you’re qualified.
But if you want to be a smart home buyer (and homeowner!), you’re in the right place.
We’re always blogging, podcasting, and making videos to share what we know with you. Smart home buyers are the best home buyers — welcome!
Hi, I’m Tim.
Getting a mortgage can be stressful. When is money stuff not stressful — especially when there are a thousand question marks hanging in the air?
Great news: Excitement starts to crowd out anxiety when you have that first “lightbulb moment.”
I created The Mortgage Classroom to provide the communication, education, and hands-on support you need to illuminate this process.
We want every home buyer to feel competent and confident, from filling out their application to the day they get the keys to their new home.
I am so pumped for you — and look forward to getting to know you.
